Knowledge Brief

In this paper, Youth Business International (YBI) and Somo, YBI’s member organisation in Kenya, shine a light on the important role of informal businesses in sub-Saharan Africa and the barriers they face that prevent them from scaling up, with a particular focus on women-led informal businesses in Kenya. It includes recommendations for governments, financial institutions, and development agencies on ways to increase access to finance for informal businesses.

This policy review considers the opportunities e-commerce offers to women-led and womenowned small enterprises in developing and least developed countries (LDCs), and the challenges such enterprises face to engage in e-commerce. While a vast literature is available on e-commerce and UNCTAD has contributed to it, looking at e-commerce through a gender lens is a more recent endeavour. This publication aims to contribute to it.

Millions of women are engaged in platform work around the world, both as workers and sellers. By better understanding women’s experiences on platforms, financial services providers (FSPs) and platforms can design solutions to help women maximize the benefits and minimize the risks of platform work. To shed light on the opportunities and challenges facing women platform workers, as well as to better understand their financial profile and need for financial services, CGAP conducted primary research with women platform workers and sellers.

This Note analyzes how Generative AI (GAI) will impact jobs, using a skills-based approach to categorize occupations as augmented by GAI, disrupted by automation, or minimally affected. While GAI is expected to enhance some jobs, a troubling gender gap emerges: women are more likely to hold jobs susceptible to disruption, while men are more likely to benefit from GAI-powered augmentation. This trend suggests GAI could widen the gender gap in the job market.

This Note explores the potential of jobtech platforms to address youth unemployment in South Africa. Harambee is a non-profit organization focused on youth employment solutions. Jobtech refers to technology platforms that connect job seekers with employers or facilitate freelance work.

This Note identifies the jobs most conducive to global work and estimates the size of global digital jobs. The paper sets the stage for future discussions on strategies to create a successful and equitable global digital workforce and calls for leaders and policy-makers to prepare for the future of work.

This Note examines how crowd work platforms, online marketplaces for freelance tasks, can impact low-income women in patriarchal societies. While these platforms offer increased work opportunities, the research explores the challenges women face. The study, conducted in India, found significant hurdles like gaining family permission, limited support, and working in secrecy. Despite these difficulties, the research also highlights positive outcomes such as increased confidence,autonomy, and agency for the women involved. The re

This report is a product of a two-year engagement between the World Bank team and Rwanda Social Security Board (RSSB). It aims to overview the Ejo Heza scheme, a local term that translates to ‘a better future,’ not only holds the promise of income security at older ages but can also be a much-needed source for domestic resource mobilization in the country. The report highlight its key strengths, and provide recommendations to improve coverage, adequacy, operational efficiency, and long-run viability. 

This Note highlights the challenges of providing financial services to underserved gig workers through online platforms. While these platforms offer a potential channel, innovators recognize that digital skills alone might not be enough. Building trust and understanding requires a balanced approach, combining technology with a human touch. The Note showcases four successful examples from industry leaders who have carefully designed, developed, and piloted solutions to deliver financial services to platform workers.

This report explores how to maximize the economic value of skills in a dynamic job market. It emphasizes that a skill's worth depends heavily on how well it complements other skills, particularly those in high demand. The value of any skill is also relative to the worker's existing skillset, with the greatest value often arising from combining skills from different areas. Focusing on Artificial Intelligence (AI) skills, the report finds them especially valuable due to their strong complementarity and rising demand, boosting worker wages by an average of 21